Multi-Asset Investor| CISI L4 Advance Wealth Management
Steady, Risk-Managed Growth
Steady, Risk-Managed Growth

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André Cruz – Certified Multi-Asset Investor
I’m an Andorra-based investor with an industrial production background (Forave, Portugal). I hold CISI Level 3 & 4 certifications in Wealth & Investment Management and have completed over 90 hours of training at Arte de Invertir under a leading Spanish fund manager. I currently manage my own capital. A global community of eToro users chooses to automatically copy my trades through eToro, an independent regulated investment firm. Driven by my passion for investments, technology, and politics, my goal is to become a recognized leader in the investment management world and a strong advocate for financial education. I’m married and a proud father of two.

Multi-Asset & Opportunistic
I invest across equities, bonds, and other global assets , seeking asymmetric risk-return scenarios.
Absolute Return Focus
My goal is consistent positive performance over time, rather than merely tracking an index.
Unconstrained Position Sizing
I do not impose strict concentration limits. When I see a strong opportunity, I may allocate a larger share of capital initially to capture a favorable entry price. Once it appreciates or reaches fair valuation, I rebalance to manage risk effectively.

Key Highlights
Aligned Capital: I invest over $100,000 of my own capital in the same strategy, which helps align my interests with those who choose to follow the portfolio.
Professional Rigor: My CISI certifications reflect technical training and a commitment to high standards and continuous professional development.
Transparency & Communication: I share regular updates explaining portfolio changes and the reasoning behind my personal investment decisions, for informational purposes only.
Investment Approach Overview
Adaptability: By combining macroeconomic insights with bottom-up analysis, the portfolio is adjusted in response to changing market conditions.
Historical Performance: According to eToro’s publicly available statistics, my personal account has recorded cumulative returns exceeding 800% since 26 March 2019. This information is provided for transparency purposes only and does not constitute any expectation of future performance.
Risk Management: Flexible position sizing does not imply unrestricted risk. Allocations are monitored continuously and adjusted or exited based on valuation and market conditions.
If you are interested in a globally diversified approach and wish to observe how I invest my own capital, you may choose to follow my public profile on eToro.
For general information on Copy Trading, platform features and associated risks, please refer to the FAQ section, which contains educational content and official eToro resources.
Copy Trading is not investment advice. The value of your investments may rise or fall. Your capital is at risk.
Escaldes, Andorra
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The information on this site (including Diamondbull.pro and DbullIntelligence.pro) is provided for educational and informational purposes only. It does not constitute investment advice, financial advice, portfolio management or any other regulated investment service.
André Cruz is not authorised by the Andorran Financial Authority (AFA) or by any other financial regulator to provide investment services or personalised investment advice. Nothing on this site should be interpreted as a recommendation of any kind. For the full terms, please see the dedicated Risk Warning & Legal Notice page.